Today is “World No Tobacco Day” as designated by the World Heath Organization (WHO). The focus of the day is highlighting the health hazards caused by the use of tobacco products. The health concerns of using tobacco products are widely known, so on “World No Tobacco Day” I would like to encourage those who smoke or use tobacco products to quit for another reason: your wallet.
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Start Saving Money and Your Health on World No Tobacco Day
May 31st, 2009What the Credit Card Bill of Rights Means for You
May 24th, 2009
Last Friday Barack Obama signed the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 (aka “Credit Card Bill of Rights Act”) into law. The law does not go into effect until February of 2010, but there has been lots of talk about this bill already. Let’s talk about what is really in this bill and what this bill really means for you and your wallet.
Interest Rate Increase Limitations. Companies cannot increase your interest rates on existing balances unless you are (continue reading…)
The Dollar Bill Savings Plan
May 22nd, 2009
Are you living paycheck to paycheck? Do you find it impossible to save any money for a rainy day? If you answered yes to either question, the dollar savings plan is for you. This plan isn’t new, but its very simple and sure to help you save money here and there, and before you know it you will have saved more than you thought you could.
The prerequisite for the plan is that you actually make some purchases with cash; if you only use credit cards then you will not be able to implement the plan. All of your purchases do not have to be made in cash, but the more purchases you make in cash, the more effective the plan will be. (continue reading…)
Listen to Free Music, Legally
May 16th, 2009
Internet radio has been around for awhile, and I used to listen to internet radio while at work or while surfing the web at home but now I’ve found something better and still free. I’ve been using Pandora for about a year now, have probably listened for hundreds of cumulative hours over that time, and in my opinion Pandora beats all internet radio competitors, hands down. The reason Pandora is so much better is because intelligent internet radio that only plays music that you want to hear. (continue reading…)