January 25th, 2009
Consolidating or refinancing student loans can be very beneficial tool while repaying student loans. Federal student loans are eligible for federal loan consolidation through a program under the U.S. Department of Education. Private student loans are not eligible for consolidation under these programs, but there are other non-government options available to consolidate private loans.
Consolidating Federal Loans
The best way to consolidate federal student loans is with (continue reading…)
January 19th, 2009
Everyone has to eat, so naturally a significant portion of your paycheck probably goes toward the food you eat. Here are some simple ways that you can save money on food.
Shop for Food at the Grocery Store
Purchasing your food from the grocery store, rather than dining out (or eating take out), can really save a lot of money. Dining out at even a moderately priced restaurant can cost a party of two from $50 to $100 after appetizers, drinks, deserts, and the tip. The same amount of money could buy a few days worth of food for two people, rather than just one meal! Of course dining out is nice, but making it a special event for special occasions will really help you save money. Instead of defaulting to ordering take out or going out to eat, decide to plan ahead and purchase food that you can prepare at home for a fraction of the cost of eating out. (more…)